Monthly Archives: November 2012

finance — No Comments
26
Nov 12

Do You Actually Understand the Terms and Conditions of Your PPI Policy?

Before you begin any insurance claim, you need to understand how what the policy is covering you for. This means reading through the terms and conditions surrounding the insurance policy. But, do you really understand the terminologies written on the terms and conditions? A study by the consumer group Which? shows that UK banks are always trying to hide their intentions in selling some specific financial products such as Payment Protection Insurance.

The study done by Which? was performed to know how banking institutions, building societies and other lenders inform their customers of bank charges, of their validity in making a claim, their legal rights and for their refunds. A test was issued to a survey panel and the respondents were given unlimited time to answer the tests.

None of the banks scored a perfect 100% from their customers. The bank with the lowest score was Lloyds TSB, with respondents understanding only 53% of their terms and conditions. Next comes NatWest with 67% due to some technical terms. Included in the test were Barclays, Santander, Nationwide, HSBC, First Direct and Halifax.

The study confirms that while most know how to make an effective PPI claim, truly valid points that you identify using the terms and conditions of the bank can save you much time in claiming with the Financial Ombudsman or with a claims management company such as www.PPICo.co.uk. It can also save you from potential insurance and other financial product mis selling in the future.

Baseball Basics — No Comments
07
Nov 12

Adam Greenberg Gets Second Chance On Baseball

Adam Greenberg, who first appeared with the Chicago Cubs on his first major-league game in 2005, was injured by a speeding 92 MPH fastball thrown by an expert pitcher of the opposing team. However, seven years later this year, he recovered and may primarily have a second chance. The Miami Marlins had him sign a contract as he played against the New York Mets on Oct 2.

It was the Miami Marlin’s pitcher Valerio De Los Santos, who hit Greenberg on his right ear when the player was still a rookie seven years ago.

Adam Greenberg was touched by the gesture and stated that nobody owes him anything. He says that he knew the risks the sport had and he paid for it gladly, knowing his injuries might not spare him a next game. But during his recovery and his temporary re-instatement with the Marlins, he stated his thanks to everyone who wanted him to be still in the game.

David Samson, the president of the Miami Marlins, stated that they remembered the incident and they see that Greenberg deserved to have a second chance at the bat.

The “One At-Bat” website and a petition helped get Greenberg help for medical expenses through Cubs fans Matt Liston’s efforts in getting support for the fallen baseball player and have him have a second chance at playing baseball.

When asked about being the first baseball player to be hit by a ball since 1955, he replied that it was the happiest and greatest moment in his life and it was also the worst thing that happened to him all the same time.

Source: MSNBC.com

Recent Posts:

A Short Guide on Improving Your Weak Points

Pulling Off a Perfect Base Running Slide

The Health Risks in Playing Baseball